First Time Home Buyers

New rules raise the bar for condo mortgages- Tampa, Fl

In a move that will make it even more difficult to qualify for a condo loan, Fannie Mae is putting a host of new conditions on mortgages for condominiums. View from 345 Bayshore Condo Lending giant Fannie Mae is slapping tough new requirements Fannie Mae’s timing ”couldn’t be worse,” said Jack McCabe, a South … Continue reading New rules raise the bar for condo mortgages- Tampa, Fl

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Mortgage Rate Forecast 2009-CNBC Interview

If you’ve been on the fence about buying a home in the Tampa Bay area; you’ll want to read this news article about interest rates. It’s hard to believe in today’s economic environment, but the overall Bond market, including Mortgage Bonds, are contending with the “I” word this morning…inflation…thanks to Fed member Frederic “Uncle Freddy” … Continue reading Mortgage Rate Forecast 2009-CNBC Interview

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2009 NEW Mortgage Loan Rates and Guidelines, FHA, Conventional

Here are some quick updates on how the mortgage industry will change your ability to buy a home in the Tampa Real Estate market. It’s not as bad as most people think! Although it can be confusing since things are changing every day! Here are the changes for FHA loans: Compliments of Katie Hughes, Prospect Mortgage … Continue reading 2009 NEW Mortgage Loan Rates and Guidelines, FHA, Conventional

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Do your research on Condo and HOA fees! Tampa, Fl

As Real Estate Agents in the Tampa Real Estate Market we are seeing so many different obstacles to overcome. Most stems from the foreclosures and it’s effects on the Real Estate Market here in Tampa bay. This is a guest post from my business partner Michelle Jordan at Prudential Tropical Realty. When she told … Continue reading Do your research on Condo and HOA fees! Tampa, Fl

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Hillsborough County Property Appraiser Speaking Engagement

The Tampa Real Estate Insider is very excited to announce that Rob Turner, the Hillsborough County Property Appraiser will be the guest speaker at our next Tampa Real Estate Meetup Group on January 14th, 2009!!! Have a question about your property taxes? Here’s your opportunity to ask the property appraiser. Many new to the area looking to invest, … Continue reading Hillsborough County Property Appraiser Speaking Engagement

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Credit Crisis & Real Estate Markets Report

Credit Crisis & Real Estate Markets Report Federal Reserve Board Slashes Fed Funds Rate On December 16, 2008, the Federal Reserve slashed the target range for the federal funds rate to 0%-0.25%–a clear signal that Chairman Bernanke and other members of the Board will take all necessary steps to achieve economic recovery. The press release … Continue reading Credit Crisis & Real Estate Markets Report

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Home Shopping Holiday Bargain Advice! Tampa, Fl

I asked Katie Hughes with Prospect Mortgage to give me her Home Shopping Holiday Bargain advice! Tampa Bay Area Attractionsclick here to see my photo album Here’s what she said about the Tampa Bay Housing Market: Mortgage rates have dropped AGAIN and are at their lowest point in generations. If you have been on the … Continue reading Home Shopping Holiday Bargain Advice! Tampa, Fl

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Tampa Bay Real Estate Buying and Investing Group-Tampa, Fl

Join us for the Tampa, Fl Real Estate Buying & Investing Meetup. This group is organized by experienced Real Estate Agents and is intended to educate and share ideas with other people who have similar interests. Learn the differences between home auctions, short sales, and bank owned property. We will be teaching negotiation techniques, contracts, … Continue reading Tampa Bay Real Estate Buying and Investing Group-Tampa, Fl

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How does the first time home buyer tax credit REALLY work?

The frequently asked question about the new federal tax credit for first time home buyers is “does it have to be repaid”? The answer isn’t exactly a cut and dry and yes or no. What the government has defined as a first time home buyer is misleading in my opinion. It’s actually a big bonus because it really isn’t … Continue reading How does the first time home buyer tax credit REALLY work?

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Housing Bill Set to Become Law – How will this effect you?

Ballast Point- Tampa, Fl This is the best news article I found that outlines the details of the new Housing Bill and what it will mean to first time home buyers, as well as, homeowners facing possible foreclosure. Our Tampa Real Estate market will see a huge impact from this new law, as many people … Continue reading Housing Bill Set to Become Law – How will this effect you?

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First Time Home Buyer Down Payment Assistance-Tampa,Fl

Down Payment Assistance could mean buying a home with no money down. One of the biggest struggles with first time home buyers is coming up with the down payment and closing costs associated with buying a home. The AmeriDream Downpayment Assistance Program was created to overcome the greatest barrier to homeownership, the downpayment. The program … Continue reading First Time Home Buyer Down Payment Assistance-Tampa,Fl

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