South Tampa Realtor
What is hard money and how do you find a lender? Hard money is an equity based real estate loan that should only be used short term or when you or the property cannot qualify for Conventional, Jumbo, VA or FHA financing. For instance, if the homeowner has filed bankruptcy, went through a short sale […]
Beginning on September 2, 2014, all title insurance agencies licensed in Florida will begin collecting a “Statutory Surcharge” of $3.28 from the party responsible for paying the title insurance premium on the Settlement Statement. This surcharge will be payable to the underwriter and is not split with the agent. This surcharge is the result of two title insurance underwriters going out of business and their […]
Best Neighborhoods in St. Petersburg, Fl St. Petersburg, Fla. made The New York Times list of top 52 destinations in the world to see in 2014, and Tbo.com reported that St. Pete is gaining global fame as a hip destination. The city is vibrant with restaurants, quaint shopping, and cultural events almost every day of […]
Home Appraisals and the Appraisal Process. Do you know what to do if your home doesn’t appraise at the purchase price? Sometimes properties don’t appraise at the purchase price. This can happen when values rise quickly and there’s a large percentage of cash buyers. The Tampa real estate market is one such market. This is […]
The Greater Tampa Association of Realtors (GTAR) has released their March 2014 statistical data and I thought it might be nice to share a couple graphs with you and offer my opinion on this data. The March 2014 average residential sales price of $209,382 represents a 40% increase over the post-crash bottom of $149,516 seen in January 2011. […]
Realtors, real estate agents and brokers are bound by the Code of Ethics and Standards of Practice of the National Association of Realtors. This document is updated yearly at an annual convention. All Realtors are bound by this code, and its rules and regulations apply to how Realtors relate to their clients, to the […]
Relocating to Tampa Bay? Here are some tips to ask your employer and things you must consider before you take the job! Florida has consistently ranked #3 in the U.S. for top States people move to and the Tampa Bay area is one of the fastest growing cities in Florida. Companies like Bristol -Myers Squibb, […]
Congress passed the Homeowner Flood Insurance Affordability Act of 2013 earlier this month. All that remained was for President Obama to sign the bill into law and he did just that on March 24th. What does all this mean for buyers and sellers of waterfront property in Tampa Bay? The legislation bill will prohibit the […]
Thinking of investing in real estate in Tampa Bay? I wanted to share with you the Rental Property Investor report created by All Property Management, which ranked the Tampa Real Estate Market as the 2nd best city in the nation to invest in rental property. The 2014 first quarter report has just been released and […]
Are you paying for private mortgage insurance (PMI)? In 2014, private mortgage deductions could disappear For tax year 2013, you can treat qualified PMI premiums as home mortgage interest, but the deduction only applies if your adjusted gross income is no greater than $109,000, and it is available only for mortgages entered into between 2007 […]
