What is hard money and how do you find a lender? Hard money is an equity based real estate loan that should only be used short term or when you or the property cannot qualify for Conventional, Jumbo, VA or FHA financing. For instance, if the homeowner has filed...
Are you paying for private mortgage insurance (PMI)? In 2014, private mortgage deductions could disappear For tax year 2013, you can treat qualified PMI premiums as home mortgage interest, but the deduction only applies if your adjusted gross income is no greater...
Buyer Beware When Shopping for Foreclosures Online The Internet has changed the way buyers shop for homes. Where once people drove around neighborhoods, they now do the majority of their browsing online. The popularity of the Internet has led not only to websites by...
Can Shopping for a Mortgage Hurt Your Credit Score? Tips to avoid negative effects on your credit while buying a home. The short answer: If you do it right; no, your credit score will not suffer during the home buying process. Your credit history is your credit...
Still wondering if buying versus renting is the right choice. Here’s how buyers decide to own or rent. The Tampa real estate market is higher than the national average where it’s 40%-60% cheaper to buy versus renting. The national average is 45% What are the...
There’s a saying that a property is worth whatever someone is willing to pay. Here in the South Tampa Real Estate market buyers are willing to pay more. In our capacity as a seller’s agent, we are experiencing multiple offers in all price ranges. People are...
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